if you were getting hurricanes' every five or six years he would get a bill to there. the storm system in the 30's of any magnitude it made perfect sense when you get it. we're not going to rebuild that the way. so from the science perspective here is my asked. who is making the decisions about where we build, how we build, and building codes. if you're not familiar with the devastates and will take this to the federal government, no. this is that decisions are made every day where risk exposure occurs. on the day-to-day transactional basis you probably don't really see this, but this is where decisions are made about where we will kick -- where we build, how we build, the types of building codes we're going to enforce, yet many of these officials under tremendous pressure generate revenue. how the local officials to their revenue is jobs and growth. have you ever seen anyone running for office seminar committee to give small? it's always jobs and growth. that is the mantra. yet they're having to make decisions that oftentimes are short-term, very limited windows of wh